drinking on credit

If I ask you, on the 24th, to please not cash my $50 cheque until the 1st of the month and you say "hey, no problem at all!", please don't cash my $50 cheque on the 10th of the month when I have $60 to my name. Sometimes my financial situation seems the status quo and bearable, and sometimes it just seems absolutely ridiculous. It's quite a nice life I lead that the bank owns. Awful nice of them to lend it to me at such variable rates!